Baccarat Strategy Guide: Banker, Player or Tie?

Live Dealer Games

Baccarat table with chips

Baccarat is one of the world’s most popular casino games, thanks to its straightforward rules and fast-paced play style. Whether you’re a new player or an experienced gambler, the tips in our baccarat strategy guide will give you a boost of confidence in approaching the table. Let’s dive in.

The Basics: How Do You Play Baccarat?

While there can be as many as 14 players at a baccarat table at any time, the game is straightforward and easy to follow. Your goal as a player is to correctly guess which hand’s total value will be closest to nine before the cards are dealt.

Here’s how a round normally plays out:

  • All players place bets on one of two hands — the Banker or the Player.
  • Once all bets are in, the dealer deals two cards to each hand.
  • If either hand has a total value of eight or nine, both hands stand and the round ends.
  • If both hands have a value lower than eight or nine, the dealer may call for another card to be drawn.
  • Whichever hand ends up with the highest value at the end of the round wins, and bets are paid out.

Calculating hand value in Baccarat

Understanding Card Values and Hand Totals

To determine the total value of a hand, you simply add the values of the cards together. The values vary by the type of card:

  • Numbered cards: All cards numbered two through nine are worth their face value.
  • Tens and face cards: Kings, queens, jacks and tens are all worth zero points.
  • Aces: All aces equal one point.

If the total exceeds nine, the first digit is dropped. For example, a hand totaling 12 is only worth two points.

Who Should You Bet On?

Unlike in other table games, you don’t play against the dealer in baccarat. You bet on the outcome of each draw instead. Your options include:

  • The Banker: The Banker has a slightly higher chance of winning due to the drawing rules. This is often the recommended bet for beginners.
  • The Player: Betting on the Player is slightly riskier than betting on the Banker but offers a better payout than a Tie.
  • Tie: While you can bet that the Banker and Player will have the same value for a high payout, this outcome is rare.

3 Advanced Baccarat Strategies

Want to play baccarat like a pro? The three strategies below can help you up your game and manage your bankroll effectively.

Advanced baccarat strategies

1. Paroli Strategy

The Paroli strategy involves doubling your bet after each win to capitalize on winning streaks and reduce your overall losses. It’s a good starting strategy for new players because it involves a lower amount of risk. After three consecutive wins, you return to your original bet size.

2. Fibonacci Strategy

Based on the famous Fibonacci sequence, this betting strategy involves adding your previous two bets together to determine your next bet after a loss. This is a more conservative approach than Martingale but still requires careful bankroll management.

3. Martingale Strategy

The Martingale strategy is a well-known betting tactic where you double your bet after every loss. The goal is to recoup all previous losses and win a profit equal to the original stake with a single win. This strategy is best for players with a substantial bankroll due to the risk of long losing streaks.

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